PayPal Permissions Service - 2013 Betriebsanweisung

Payflow Fraud Protection Services User’s GuideFor Professional Use OnlyCurrently only available in English.A usage Professional UniquementDisponible e

PrefaceCustomer Service10 Fraud Protection Services User’s Guide Appendix A, “Fraud Filter Reference,” describes the Transaction filters that make up

Testing the Transaction Security FiltersTotal Purchase Price Ceiling FilterB100 Fraud Protection Services User’s GuideTotal Purchase Price Ceiling Fil

Fraud Protection Services User’s Guide 101Testing the Transaction Security FiltersUSPS Address Validation Failure FilterBExpected Response Messageresp

Testing the Transaction Security FiltersZIP Risk List Match FilterB102 Fraud Protection Services User’s GuideZIP Risk List Match FilterPass in the spe

Fraud Protection Services User’s Guide 103CDeactivating Fraud Protection ServicesThis appendix describes the process of deactivating Fraud Protection

Deactivating Fraud Protection ServicesC104 Fraud Protection Services User’s Guide

Fraud Protection Services User’s Guide 105IndexIndexAAccepted transactions 22Account Number Velocity Filter 84Active mode 17APIsdocumentation 51downlo

Index106 Fraud Protection Services User’s GuideHhacking 15High-risk Address Filters 84High-risk Payment Filters 79Iinstant fulfillment 16IP Address Ma

Fraud Protection Services User’s Guide 107IndexZZIP Risk List Match Filter 85

Index108 Fraud Protection Services User’s Guide

11PrefaceRevision HistoryFebruary 2007 Updated AVS responses rules. Added return codes: 51, 110, 119, 120, 121, 132, 133, 200, 201, 402, 403, 404, 600

PrefaceRevision History12 Fraud Protection Services User’s Guide

Fraud Protection Services User’s Guide 131OverviewThis chapter discusses how fraud can affect you the merchant and provides an overview of Fraud Prote

OverviewReducing the Cost of Fraud114 Fraud Protection Services User’s Guide

Fraud Protection Services User’s Guide 152How Fraud Protection Services Protect YouThis chapter describes the security tools that make up the Fraud Pr

How Fraud Protection Services Protect YouSpecial Considerations216 Fraud Protection Services User’s GuideExample FilterThe Total Purchase Price Ceilin

Fraud Protection Services User’s Guide 173Configuring the Fraud Protection Services FiltersThis chapter describes how to configure the Fraud Filters f

Configuring the Fraud Protection Services FiltersPhase 1: Run Test Transactions Against Filter Settings on Test Transaction Security Servers318 Fraud

Fraud Protection Services User’s Guide 19Configuring the Fraud Protection Services FiltersPhase 2: Run Live Transactions on Live Transaction Servers i

Payflow Fraud Protection Services User’s GuideDocument Number: 200011.en_US-201301© 2013 PayPal, Inc. All rights reserved. PayPal is a registered trad

Configuring the Fraud Protection Services FiltersPhase 3: Run All Transactions Through the Live Transaction Security Servers Using Active Mode320 Frau

Fraud Protection Services User’s Guide 214Assessing Transactions that Triggered FiltersAs part of the task of minimizing the risk of fraud, you review

Assessing Transactions that Triggered FiltersReviewing Suspicious Transactions422 Fraud Protection Services User’s GuideFIGURE 4.1 Fraud Transactions

Fraud Protection Services User’s Guide 23Assessing Transactions that Triggered FiltersReviewing Suspicious Transactions4NOTE: If filters are deployed

Assessing Transactions that Triggered FiltersReviewing Suspicious Transactions424 Fraud Protection Services User’s GuideActing on Transactions that Tr

Fraud Protection Services User’s Guide 25Assessing Transactions that Triggered FiltersFine-tuning Filter Settings—Using the Filter Scorecard4Fine-tuni

Assessing Transactions that Triggered FiltersRe-running Transactions That Were Not Screened426 Fraud Protection Services User’s GuideEnsuring Meaningf

Fraud Protection Services User’s Guide 275Activating and Configuring the Buyer Authentication ServiceThis chapter describes how to enroll, configure,

Activating and Configuring the Buyer Authentication ServiceDownloading the Payflow SDK (Including APIs and API Documentation)528 Fraud Protection Serv

Fraud Protection Services User’s Guide 29Activating and Configuring the Buyer Authentication ServiceConfiguring Buyer Authentication58. Download the G

3ContentPreface . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9Intended Audience . . . .

Activating and Configuring the Buyer Authentication ServiceConfiguring Buyer Authentication530 Fraud Protection Services User’s Guide5. When the custo

Fraud Protection Services User’s Guide 31Activating and Configuring the Buyer Authentication ServiceTesting and Activating the Service5Testing and Act

Activating and Configuring the Buyer Authentication ServiceTesting and Activating the Service532 Fraud Protection Services User’s GuideFailure messagi

Fraud Protection Services User’s Guide 336Performing Buyer Authentication Transactions Using the SDKThis chapter describes the process of performing

Performing Buyer Authentication Transactions Using the SDKBuyer Authentication Terminology634 Fraud Protection Services User’s Guide2. If the cardhold

Fraud Protection Services User’s Guide 35Performing Buyer Authentication Transactions Using the SDKBuyer Authentication Server URLs6Buyer Authenticati

Performing Buyer Authentication Transactions Using the SDKDetailed Buyer Authentication Transaction Flow636 Fraud Protection Services User’s GuideCall

Fraud Protection Services User’s Guide 37Performing Buyer Authentication Transactions Using the SDKDetailed Buyer Authentication Transaction Flow6Exam

Performing Buyer Authentication Transactions Using the SDKDetailed Buyer Authentication Transaction Flow638 Fraud Protection Services User’s Guide<

Fraud Protection Services User’s Guide 39Performing Buyer Authentication Transactions Using the SDKExample Buyer Authentication Transactions6the stand

Content4Acting on Transactions that Triggered Filters . . . . . . . . . . . . . . . . . . . . . . 24Rejecting Transactions .

Performing Buyer Authentication Transactions Using the SDKExample Buyer Authentication Transactions640 Fraud Protection Services User’s GuideExample V

Fraud Protection Services User’s Guide 41Performing Buyer Authentication Transactions Using the SDKExample Buyer Authentication Transactions6Example V

Performing Buyer Authentication Transactions Using the SDKBuyer Authentication Transaction Parameters and Return Values642 Fraud Protection Services U

Fraud Protection Services User’s Guide 43Performing Buyer Authentication Transactions Using the SDKBuyer Authentication Transaction Parameters and Ret

Performing Buyer Authentication Transactions Using the SDKBuyer Authentication Transaction Parameters and Return Values644 Fraud Protection Services U

Fraud Protection Services User’s Guide 45Performing Buyer Authentication Transactions Using the SDKBuyer Authentication Transaction Parameters and Ret

Performing Buyer Authentication Transactions Using the SDKBuyer Authentication Transaction Parameters and Return Values646 Fraud Protection Services U

Fraud Protection Services User’s Guide 47Performing Buyer Authentication Transactions Using the SDKECI Values6ECI ValuesTABLE 6.8 ECI valuesDescriptio

Performing Buyer Authentication Transactions Using the SDKECI Values648 Fraud Protection Services User’s GuideRESULT Values for Transaction Declines o

Fraud Protection Services User’s Guide 49Performing Buyer Authentication Transactions Using the SDKLogging Transaction Information6Logging Transaction

5ContentLogging Transaction Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49Audit Trail and

Performing Buyer Authentication Transactions Using the SDKLogging Transaction Information650 Fraud Protection Services User’s Guide

Fraud Protection Services User’s Guide 517Screening Transactions Using the Payflow SDKThis chapter describes the process of using the Payflow SDK to p

Screening Transactions Using the Payflow SDKTransaction Data Required by Filters752 Fraud Protection Services User’s GuideTABLE 7.1 Filter Required Tr

Fraud Protection Services User’s Guide 53Screening Transactions Using the Payflow SDKTransaction Data Required by Filters7International AVS Shipping a

Screening Transactions Using the Payflow SDKTransaction Parameters Unique to the Filters754 Fraud Protection Services User’s GuideTransaction Paramete

Fraud Protection Services User’s Guide 55Screening Transactions Using the Payflow SDKExisting Payflow Parameters Used by the Filters7Transaction Infor

Screening Transactions Using the Payflow SDKResponse Strings for Transactions that Trigger Filters756 Fraud Protection Services User’s GuideCUSTREFPON

Fraud Protection Services User’s Guide 57Screening Transactions Using the Payflow SDKResponse Strings for Transactions that Trigger Filters7 VERBOSIT

Screening Transactions Using the Payflow SDKResponse Strings for Transactions that Trigger Filters758 Fraud Protection Services User’s GuideTRANSSTATE

Fraud Protection Services User’s Guide 59Screening Transactions Using the Payflow SDKResponse Strings for Transactions that Trigger Filters7NOTE: If y

Content6Product Watch List Filter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79High-risk Payme

Screening Transactions Using the Payflow SDKResponse Strings for Transactions that Trigger Filters760 Fraud Protection Services User’s GuideChanging t

Fraud Protection Services User’s Guide 61Screening Transactions Using the Payflow SDKResponse Strings for Transactions that Trigger Filters7ion>Tot

Screening Transactions Using the Payflow SDKResponse Strings for Transactions that Trigger Filters762 Fraud Protection Services User’s Guideis from: C

Fraud Protection Services User’s Guide 63Screening Transactions Using the Payflow SDKAccepting or Rejecting Transactions That Trigger Filters7Descript

Screening Transactions Using the Payflow SDKLogging Transaction Information764 Fraud Protection Services User’s Guide Transaction Date Transaction A

Fraud Protection Services User’s Guide 658Responses to Credit Card Transaction RequestsThis chapter describes the contents of a response to a credit c

Responses to Credit Card Transaction RequestsPNREF Value866 Fraud Protection Services User’s GuidePNREF ValueThe PNREF is a unique transaction identif

Fraud Protection Services User’s Guide 67Responses to Credit Card Transaction RequestsRESULT Codes and RESPMSG Values8 The PNREF value is used as the

Responses to Credit Card Transaction RequestsRESULT Codes and RESPMSG Values868 Fraud Protection Services User’s GuideTABLE 8.2 Payflow transaction RE

Fraud Protection Services User’s Guide 69Responses to Credit Card Transaction RequestsRESULT Codes and RESPMSG Values822 Invalid ABA number23 Invalid

7ContentTotal Item Ceiling Filter. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 99Total P

Responses to Credit Card Transaction RequestsRESULT Codes and RESPMSG Values870 Fraud Protection Services User’s Guide104 Timeout waiting for processo

Fraud Protection Services User’s Guide 71Responses to Credit Card Transaction RequestsRESULT Codes and RESPMSG Values8125 Fraud Protection Services Fi

Responses to Credit Card Transaction RequestsRESULT Codes and RESPMSG Values872 Fraud Protection Services User’s Guide1014 Buyer Authentication Servic

Fraud Protection Services User’s Guide 73Responses to Credit Card Transaction RequestsRESULT Codes and RESPMSG Values8RESULT Values for Communications

Responses to Credit Card Transaction RequestsRESULT Codes and RESPMSG Values874 Fraud Protection Services User’s Guide-27 Parameter list format error:

Fraud Protection Services User’s Guide 75AFraud Filter Reference This appendix describes the filters that make up part of the Fraud Protection Service

Fraud Filter ReferenceAbout the Fraud Risk ListsA76 Fraud Protection Services User’s Guide “USPS Address Validation Failure Filter” on page 85 “IP A

Fraud Protection Services User’s Guide 77Fraud Filter ReferenceUnusual Order FiltersAFilters Applied After ProcessingMost filters are applied to the t

Fraud Filter ReferenceUnusual Order FiltersA78 Fraud Protection Services User’s GuideTotal Item Ceiling FilterWhat does the filter do?This filter comp

Fraud Protection Services User’s Guide 79Fraud Filter ReferenceHigh-risk Payment FiltersAis using a stolen identity to complete a purchase (and having

Content8

Fraud Filter ReferenceHigh-risk Payment FiltersA80 Fraud Protection Services User’s GuideIf AVS information is not submitted with the transaction, the

Fraud Protection Services User’s Guide 81Fraud Filter ReferenceHigh-risk Payment FiltersAHow does the filter protect me?Buyers who can provide the str

Fraud Filter ReferenceHigh-risk Payment FiltersA82 Fraud Protection Services User’s GuideCard Security Code Failure Filter ActionThe specified action

Fraud Protection Services User’s Guide 83Fraud Filter ReferenceHigh-risk Payment FiltersABuyer Authentication returns one of the following responses i

Fraud Filter ReferenceHigh-risk Address FiltersA84 Fraud Protection Services User’s GuideBIN Risk List Match FilterWhat does the filter do?The Bank Id

Fraud Protection Services User’s Guide 85Fraud Filter ReferenceHigh-risk Address FiltersAZIP Risk List Match FilterWhat does the filter do?This filter

Fraud Filter ReferenceHigh-risk Address FiltersA86 Fraud Protection Services User’s Guidelevel of the IP address indicates the region or country from

Fraud Protection Services User’s Guide 87Fraud Filter ReferenceHigh-risk Address FiltersAaddresses. IP (Internet protocol) addresses are unique identi

Fraud Filter ReferenceHigh-risk Customer FiltersA88 Fraud Protection Services User’s Guidefraudster making repeated attacks on a system. Legitimate cu

Fraud Protection Services User’s Guide 89Fraud Filter ReferenceInternational Order FiltersACountry Risk List Match FilterWhat does the filter do?This

Fraud Protection Services User’s Guide 9PrefaceThis document describes Fraud Protection Services and explains how you can use the Payflow SDK to perfo

Fraud Filter ReferenceAccept FiltersA90 Fraud Protection Services User’s GuideThe International IP Address filter sets aside transactions from custome

Fraud Protection Services User’s Guide 91Fraud Filter ReferenceCustom FiltersAGood ListsWhat does the filter do?This filter compares the customer’s e-

Fraud Filter ReferenceCustom FiltersA92 Fraud Protection Services User’s Guideamount, buyer location, and shipping location). For this reason, fewer l

Fraud Protection Services User’s Guide 93BTesting the Transaction Security FiltersEach example transaction shown in this chapter is designed to test t

Testing the Transaction Security FiltersAVS Failure FilterB94 Fraud Protection Services User’s GuideAVS Failure Filter"TRXTYPE=A&ACCT=5105105

Fraud Protection Services User’s Guide 95Testing the Transaction Security FiltersCountry Risk List Match FilterBExpected Response Messageresp mesg=RES

Testing the Transaction Security FiltersGeo-location Failure FilterB96 Fraud Protection Services User’s Guide"TRXTYPE=A&ACCT=5105105105105100

Fraud Protection Services User’s Guide 97Testing the Transaction Security FiltersInternational IP Address FilterBInternational AVS FilterPass in the s

Testing the Transaction Security FiltersInternational Shipping/Billing Address FilterB98 Fraud Protection Services User’s GuideInternational Shipping/

Fraud Protection Services User’s Guide 99Testing the Transaction Security FiltersTotal Item Ceiling FilterB"TRXTYPE=A&ACCT=3528000000000015&a