PayPal Payflow - 2009 - ACH Payment Service Betriebsanweisung

Payflow ACH Payment Service GuideFor Professional Use Only Currently only available in English.A usage Professional Uniquement Disponible en Anglais u

Signing Up for Payflow ACH Payment ServiceRetrying Return Payments110 Payflow ACH Payment Service GuideRetrying Return PaymentsTo help you manage retu

Payflow ACH Payment Service Guide 112About ACH PaymentsThe Payflow ACH Payment Service enables you to electronically collect payments from your custom

About ACH PaymentsHow Does ACH Work?212 Payflow ACH Payment Service GuideThe following steps occur for an ACH payment: Payflow ACH Payment performs th

Payflow ACH Payment Service Guide 13About ACH PaymentsHow Does ACH Work?2Schedule of Submission for SettlementBecause the ACH network operates only on

About ACH PaymentsACH Terminology214 Payflow ACH Payment Service GuideACH Terminology TABLE 2.1 ACH terminologyACH Operator An ACH Operator is a centr

Payflow ACH Payment Service Guide 15About ACH PaymentsACH Terminology2Inquiry The Inquiry function returns the consumer-side result. You can run an In

About ACH PaymentsACH Terminology216 Payflow ACH Payment Service GuideSEC Code Standard Entry Class code. Three-letter code that uniquely identifies t

Payflow ACH Payment Service Guide 173Summary of Authorization RequirementsBefore submitting an ACH payment, you must first obtain authorization from t

Summary of Authorization RequirementsSummary of ARC Requirements318 Payflow ACH Payment Service GuideMaintaining the Authorization AgreementYou must r

Payflow ACH Payment Service Guide 19Summary of Authorization RequirementsSummary of POP Requirements3z The original payee name is to appear in the Com

Payflow ACH Payment Service GuideDocument Number: 200000.en_US-200906© 2009 PayPal, Inc. All rights reserved. PayPal is a registered trademark of PayP

Summary of Authorization RequirementsSummary of POP Requirements320 Payflow ACH Payment Service GuidePOP Authorization RequirementsThe merchant must o

Payflow ACH Payment Service Guide 21Summary of Authorization RequirementsSummary of RCK Requirements3POP ReturnsR03, R17, and R07 are not applicable r

Summary of Authorization RequirementsSummary of TEL Requirements322 Payflow ACH Payment Service GuideRCK Notice RequirementsThe merchant must provide

Payflow ACH Payment Service Guide 23Summary of Authorization RequirementsFurther Reading3z A relationship is defined as either there being a written a

Summary of Authorization RequirementsFurther Reading324 Payflow ACH Payment Service Guide

Payflow ACH Payment Service Guide 254How Payflow ACH Payment WorksThis chapter describes Payflow ACH Payment in detail. In This Chapterz “ACH Payment

How Payflow ACH Payment WorksTimetable for a Typical ACH Payment426 Payflow ACH Payment Service GuideTimetable for a Typical ACH PaymentThis section p

Payflow ACH Payment Service Guide 27How Payflow ACH Payment WorksTimetable for a Typical ACH Payment4Day 2The ODFI submits the payment to the ACH Netw

How Payflow ACH Payment WorksTimetable for a Typical ACH Payment428 Payflow ACH Payment Service GuideDay 7The ODFI submits the payment to the ACH Netw

Payflow ACH Payment Service Guide 29How Payflow ACH Payment WorksACH Payment Types4Day 2The ODFI submits the payment to the ACH Network operator (Fede

Payflow ACH Payment Service Guide 3ContentsChapter 1 Signing Up for Payflow ACH Payment Service . . . . . . . 7How To Sign Up . . . . .

How Payflow ACH Payment WorksRetrying Returned Payments430 Payflow ACH Payment Service GuideVoidA Void payment cancels a Debit/Sale payment. A Void pa

Payflow ACH Payment Service Guide 31How Payflow ACH Payment WorksNotifications of Change4Payment Cycle With Retries DisabledUpon submission for settle

How Payflow ACH Payment WorksNotifications of Change432 Payflow ACH Payment Service Guide

Payflow ACH Payment Service Guide 335Using PayPal Manager to Perform ACH Payments This chapter provides instructions for submitting a single ACH payme

Using PayPal Manager to Perform ACH PaymentsSubmitting a Single ACH Payment534 Payflow ACH Payment Service GuideBank Account NumberSavings or checking

Payflow ACH Payment Service Guide 35Using PayPal Manager to Perform ACH PaymentsSubmitting a Single ACH Payment55. PayPal validates the payment and re

Using PayPal Manager to Perform ACH PaymentsSubmitting a Single ACH Payment536 Payflow ACH Payment Service Guide

Payflow ACH Payment Service Guide 376Using the Payflow Pro SDK to Perform ACH PaymentsThis chapter describes the process of performing ACH payments us

Using the Payflow Pro SDK to Perform ACH PaymentsACH Payment Parameters638 Payflow ACH Payment Service GuideACCTTYPE Customer's bank account type

Payflow ACH Payment Service Guide 39Using the Payflow Pro SDK to Perform ACH PaymentsExample ACH Payments6Example ACH PaymentsThe payment response val

Contents4 Payflow ACH Payment Service GuideRCK Notice Requirements. . . . . . . . . . . . . . . . . . . . . . . . . . . .

Using the Payflow Pro SDK to Perform ACH PaymentsExample ACH Payments640 Payflow ACH Payment Service GuideExample Credit PaymentUse TRXTYPE=C and the

Payflow ACH Payment Service Guide 41Using the Payflow Pro SDK to Perform ACH PaymentsExample ACH Payments6"TRXTYPE=S&TENDER=A&ACCT=635505

Using the Payflow Pro SDK to Perform ACH PaymentsLogging Payment Information642 Payflow ACH Payment Service GuideRESULT=0&TRANSSTATE=6&CUSTREF

Payflow ACH Payment Service Guide 43Using the Payflow Pro SDK to Perform ACH PaymentsLogging Payment Information6In addition, PayPal strongly recommen

Using the Payflow Pro SDK to Perform ACH PaymentsLogging Payment Information644 Payflow ACH Payment Service Guide

Payflow ACH Payment Service Guide 457Testing ACH Payments Using the Payflow SDKThis chapter describes the process of testing ACH payments using the Pa

Testing ACH Payments Using the Payflow SDKSimulating a Successful Settlement746 Payflow ACH Payment Service GuideSimulating a Successful SettlementAll

Payflow ACH Payment Service Guide 47Testing ACH Payments Using the Payflow SDKSimulating NSF Retries7R status codes are described in “NACHA Return Sta

Testing ACH Payments Using the Payflow SDKSimulating NSF Retries748 Payflow ACH Payment Service GuidePayment settled P03 N/A 7 p.m. on Banking dayNSF

Payflow ACH Payment Service Guide 498Responses to ACH Payment RequestsThis chapter describes the contents of the responses to ACH payment requests.In

Payflow ACH Payment Service Guide 5ContentsExample POP Debit/Sale Payment . . . . . . . . . . . . . . . . . . . . . . . . .

Responses to ACH Payment RequestsACH Status Codes850 Payflow ACH Payment Service GuideNACHA Return Status CodesStatus values starting with the letter

Payflow ACH Payment Service Guide 51Responses to ACH Payment RequestsACH Status Codes8R16 Bank account frozen Funds in bank account are unavailable du

Responses to ACH Payment RequestsACH NOC Codes852 Payflow ACH Payment Service GuideACH NOC CodesThe ACH network provides Notifications of Change (NOCs

Payflow ACH Payment Service Guide 53Responses to ACH Payment RequestsPayment Responses8Payment ResponsesWhen a payment finishes, PayPal returns a resp

Responses to ACH Payment RequestsRESULT Codes and RESPMSG Values854 Payflow ACH Payment Service GuidePNREF ValueThe PNREF is a unique transaction iden

Payflow ACH Payment Service Guide 55Responses to ACH Payment RequestsRESULT Codes and RESPMSG Values8RESULT Values for Transaction Declines or ErrorsF

Responses to ACH Payment RequestsRESULT Codes and RESPMSG Values856 Payflow ACH Payment Service Guide13 Referral. Transaction cannot be approved elect

Payflow ACH Payment Service Guide 57Responses to ACH Payment RequestsRESULT Codes and RESPMSG Values8100 Transaction type not supported by host101 Tim

Responses to ACH Payment RequestsRESULT Codes and RESPMSG Values858 Payflow ACH Payment Service Guide118 Invalid keywords found in string fields119 Ge

Payflow ACH Payment Service Guide 59Responses to ACH Payment RequestsRESULT Codes and RESPMSG Values8601 Cybercash Query Error1000 Generic host error.

Contents6 Payflow ACH Payment Service Guide

Responses to ACH Payment RequestsRESULT Codes and RESPMSG Values860 Payflow ACH Payment Service GuideRESULT Values for Communications ErrorsA value fo

Payflow ACH Payment Service Guide 61Responses to ACH Payment RequestsRESULT Codes and RESPMSG Values8-11 Proxy authorization failed-12 Timeout waiting

Responses to ACH Payment RequestsRESULT Codes and RESPMSG Values862 Payflow ACH Payment Service Guide-109 Unable to do logging-111 The following error

Payflow ACH Payment Service Guide 63IndexAABA Routing Numbertest 45account formatsBusiness-to-Business 8Business-to-Consumer 8account numberfor tes

Index64 Payflow ACH Payment Service GuideNNACHAauthorization requirements 17regulations 17status codes 50NOC 15, 31<Emphasis>see Notificatio

Payflow ACH Payment Service Guide 65Indexservice agreement 10service enrollment 7settingsaccount 9exceeding original credit amount 9maximum credit

Index66 Payflow ACH Payment Service Guide

Payflow ACH Payment Service Guide 71Signing Up for Payflow ACH Payment ServiceIMPORTANT: Be sure to read the steps involving account setup even if you

Signing Up for Payflow ACH Payment ServiceHow To Sign Up18 Payflow ACH Payment Service GuideN OTE: To support both payment formats, you must register

Payflow ACH Payment Service Guide 9Signing Up for Payflow ACH Payment ServiceHow To Sign Up1– A recurring Debit/Sale payment and authorization is not